Fast, from one message
Type it, snap it or say it. Nella turns your message into a payment you can check.
9:41
Send 5k to Tobi for lunch16:49
₦5,000.00 to TOBI ADEBAYO (0123456789, GTBank) · ₦10.00 fee16:49
Send money on WhatsApp.Just chat with Nella.
Send money, pay bills and buy airtime without switching to a banking app. Tell Nella what you need on WhatsApp, review the details, then approve securely.
Try NellaYour next conversation starts on WhatsApp.
9:41
To fund your wallet, send any amount to:
Yesterday
💰 You received ₦20,000.00 from ADA OKORO. Balance: ₦48,500.0018:02
Thank you Nella 🙏18:05
Anytime! 💙 I’m right here when you need me.18:05
Today
Send ₦5,000 to Tobi for lunch16:49
₦5,000.00 to TOBI ADEBAYO (0123456789, GTBank) · ₦10.00 fee16:50
Text itSay itSnap itPay itStay in control
MADE FOR EVERYDAY MONEYWhat’s on your
What’s on your
money list today?
Pay someone back, top up your line or make sense of the week’s spending.
For the lunch your friend covered or money you’re sending home. Start with a clear instruction and review the details before approval.
Try NellaHands busy? Explain what you need in a voice request and check the details before proceeding.
Try NellaWhere did this week’s money go? Make sense of food, transport and bills with a clear spending review.
Try NellaA low airtime balance or electricity running out shouldn’t derail your day. Ask Nella about airtime, data and bill payments.
Try NellaA request shouldn’t need a new vocabulary. Ask our team about support for English, Nigerian Pidgin, Hausa, Igbo and Yoruba.
Try NellaWhen a payment needs a closer look, you need a clear next step. Contact our team with your transaction reference and a description of the issue.
Try NellaSend Money conversation with Nella.Nella
9:41
To fund your wallet, send any amount to:
Yesterday
💰 You received ₦20,000.00 from ADA OKORO. Balance: ₦48,500.0018:02
Thank you Nella 🙏18:05
Anytime! 💙 I’m right here when you need me.18:05
Today
Send ₦5,000 to Tobi for lunch16:49
₦5,000.00 to TOBI ADEBAYO (0123456789, GTBank) · ₦10.00 fee16:50
9:41
To fund your wallet, send any amount to:
Yesterday
💰 You received ₦20,000.00 from ADA OKORO. Balance: ₦48,500.0018:02
Thank you Nella 🙏18:05
Anytime! 💙 I’m right here when you need me.18:05
Today
Send ₦5,000 to Tobi for lunch16:49
₦5,000.00 to TOBI ADEBAYO (0123456789, GTBank) · ₦10.00 fee16:50
FROM THE CONVERSATIONDon’t take
Don’t take
our word for it.
Hear from people paying with Nella. Their messages, in their own words.
1 / 6
Try Nella
BUILT AROUND YOUR MONEYThe right details.
The right details.
The right destination.
From the first message to the final receipt, know where your money is going.
Check before it moves
See the real account name, bank and amount on a card. Nothing leaves until you approve it on a secure PIN screen.
Account nameGREENLEAF FOODS LIMITED
BankMoniepoint MFB
Amount₦6,300.00
Name confirmed before approval
A receipt for every naira
Every completed payment comes with a branded receipt and reference you can share.
Successful₦6,300.00Ref · NLA2610••••
Everything money, one contact
Transfers, airtime, data, electricity and TV — plus balance and spending, in the chat you already open all day.
TransfersAirtimeDataElectricityDStv & GOtvBalance
THREE SIMPLE STEPS
From “hi” to your next payment
Open your account. Fund it. Start chatting.
9:41
Hi Nella 👋09:12
Welcome to Nella! 💙 One secure screen opens your account — tap “Open my account” below.09:12
Say hi on WhatsApp
Tap Try Nella and send the hello. One secure form opens your account.
9:41
My account number09:15
To fund your wallet, send any amount to:
1048951270
VFD Microfinance Bank09:15
1048951270
VFD Microfinance Bank09:15
💰 You received ₦20,000.00 from ADA OKORO. Balance: ₦20,000.0009:18
Fund your Nella account
You get your own account number. Transfer in from any bank app.
9:41
Buy 1000 airtime09:20
MTN airtime ₦1,000.00 for 0807 957 499409:20
Done ✅ ₦1,000.00 MTN airtime sent. Balance: ₦19,000.0009:21
Tell Nella what to pay
Check the card, approve with your PIN and your receipt lands in the chat.
YOUR WAY
Pay the way you want
Move money the way that works best for you.
9:41
Abeg send 5k to Mama16:48
₦5,000.00 to GRACE ADEYEMI (0213456789, Access Bank) · ₦10.00 fee16:48
ApproveResponse sent
16:50View response
Nella.COMPLETED
MONEY SENT₦5,000.00on 28 Oct 2026 16:50 WATRecipientGRACE ADEYEMI
BankAccess Bank
Account0213456789
ReferenceNLA26102816501
BANKING & EVERYDAY PAYMENTSFamiliar names.
Familiar names.
One simpler way to pay.
Banking by VFD Microfinance Bank. Top-ups and bills for the networks and providers you use every day.
Banking partner, supported billers and payment ecosystem brands shown. Logos do not imply a direct partnership with every company.
BEFORE YOU SAY HELLOGood questions.
Good questions.
Straight answers.
Clear answers about Nella, account access and everyday money.
More questions about NellaWhat is Nella?
Nella is a product of Harrena Africa Synergy LTD, focused on everyday money conversations on WhatsApp for individuals and businesses. Message our team for supported services and account requirements.
Does this website process payments?
No. The conversations and balances shown here are illustrative. Use official Nella channels to check service availability and follow the applicable verification and approval steps.
Do I need to download another app?
Start in WhatsApp: message +234 807 957 4994 using Try Nella. Follow only official secure onboarding instructions, and never send a PIN or one-time code in a chat.
How can I keep my account safe?
Use official channels, review payment details and keep your PIN, passwords and one-time codes private. Enable WhatsApp two-step verification and secure your device. Check the provider terms for the safeguards that apply to your account.
How much does Nella cost?
Contact support for current fees, limits and business plan information. Review all applicable charges before approving a payment; the website does not promise free services.
Lost your phone? Stay in control.
Request account protection or help restoring access.
Your next payment
starts with a message.
No new app. Just WhatsApp, Nella and your next move.
Try Nella