For the plans behind every naira· On WhatsApp

Nella foreveryday money.

Lunch money, the electricity bill, a little left for the weekend. We’re building Nella to help you handle these moments from WhatsApp.

Try Nella

Say hello today. Financial services are still in development.

Text itSay itSnap itPay itStay in control

What’s on your
money list today?

Pay someone back, top up your line or make sense of the week’s spending.

For the lunch your friend covered or money you’re sending home. The planned flow starts with your instruction and ends with your approval.

Try Nella
Sample Send Money conversation. Guided preview only.
9:41
NellaNella by Harrena
TODAY
Hey there! 👋 I’m Nella.
What can I help you with today?9:41
Send ₦5,000 to Tobi for lunch9:41
Here’s a draft for Tobi’s lunch money. Check the recipient and ₦5,000 amount. Nothing has been sent.
RecipientTobi AdebayoAmount₦5,000.00PurposeLunch 🍜
Review transfer 9:41
Draft only · No money moved
9:42
Message Nella...

Guided preview · verification badge illustrative

A request isn’t
an approval.

Telling Nella what you want should never
replace checking where your money will go.

What safety means at Nella

Check it before you approve it.

Our planned payment flow includes a review of the recipient, amount and any fee, followed by approval with your private PIN.

Build the safeguards first.

Identity checks and secure handling of financial information are launch requirements, not steps we intend to skip.

Keep access to your phone private.

Use WhatsApp’s chat lock and a device passcode or biometrics. Never share your PIN, password or one-time code in chat.

First, a conversation.
Then, your next step.

From hello to approval
01

Meet us on WhatsApp

Try Nella opens our official chat with a hello already typed. Press send when you’re ready.

02

Tell us what matters

Ask about Nella or tell our team which money tasks you’d like help with.

03

Set up when services launch

The planned onboarding includes secure identity checks and a private payment PIN. It isn’t available yet.

04

Review before paying

Once payments are live, the intended flow will show the details and ask for approval before money moves.

Two friends sharing a moment over a phone at a Lagos café

There’s a whole day beyond the payment.

Getting home, meeting friends, keeping the lights on. These are the reasons behind everyday payments — and the moments we have in mind as we build Nella.

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Where Nella
stands today.

What’s planned, what’s available and what we still need to confirm.

More questions about Nella
What is Nella?

Nella is a product of Harrena Africa Synergy LTD, being built for everyday money tasks on WhatsApp. We’re working on transfers, bill payments and spending reviews, as well as tools for businesses. You can message our team now; financial services are not live yet.

Can I use Nella to send real money today?

Not yet. This website introduces Nella and includes a sample chat. The preview cannot move money, create a wallet, pay bills or verify an identity. Live access will be announced once the required services and safeguards are in place.

Will I need to download another app?

The intended experience lives in WhatsApp. You will start a conversation with Nella and follow a secure onboarding link. You can already message Nella on WhatsApp at +234 807 957 4994 to say hello; payments are not live yet.

How will Nella protect my money?

Our planned safeguards include identity verification, payment approval with a private PIN, encrypted handling of sensitive information and an account-freeze recovery flow. Financial partners and any regulatory approvals must be confirmed before launch. We do not currently claim a financial licence or NDPC certification.

How much does Nella cost?

Our transaction fees, limits and business pricing are not final. We will publish them before launch and show any applicable fee before a payment is confirmed.

Lost your phone? Stay in control.

Explore our planned account protection and recovery process.

What would you
ask Nella first?

Our team is on WhatsApp. Come tell us.

Try Nella